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荷间心素 · 2018年10月10日

问一道题:NO.PZ201511190100000401 第1小题

* 问题详情,请 查看题干

问题如下图:

    

选项:

A.

B.

C.

解释:


A为何不对?Perez的bias里有regret aversion 属于emotional bias,也有属于cognitive的hindsight、framing,教育不一定有效啊。c选项里的说Patel适合画大图又是怎么看出来的呢?难道教些专业词汇显示自己专业不是获取信任的方法?

1 个答案

Shimin_CPA税法主讲、CFA教研 · 2018年10月11日

Perez 有一个很大的问题,他想要把大部分资产投资到自己雇主的股票里面。自己在这家公司上班,收入与公司业绩挂钩,而资产也投资公司股票,与公司经营状况相关,所以他的总资产(金融资产+人力资本)分散化不足。

Patel小心谨慎、担心变化,偏emotional bias,属于passive preserver,这样的投资者做决策其实就是“凭感觉”,教他专业的词汇他也没有耐心去学,只能捋顺了毛,让他相信你能给他带来什么,他才会听建议。

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