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Julie · 2024年11月07日

支票账户为什么不算investable asset

NO.PZ2024101802000026

问题如下:


选项:

A.

425

B.

975

C.

1105

解释:

Investable net worth is the sum of liquid assets, such as savings and investment accounts, and less short-term liabilities such as credit card debt

Investable net worth =100 + 200 + 150—25 = 425

B is incorrect because it includes the business assets and liabilities: = 100 + 200 + 150 + 800 - 25—250 = 975.

C is incorrect because it includes a checking account and business assets and liabilities, as well as nonliquid personal assets: = 50 + 100 + 200 + 150 + 80 + 800 - 25 - 250 = 1,105

No.PZ2024101802000026 (选择题)


你好,这题支票账户为什么不算investable asset

1 个答案
已采纳答案

费费_品职助教 · 2024年11月07日

嗨,努力学习的PZer你好:


同学你好

1.这里考察教材对Investable net worth的定义: the sum of liquid assets, such as savings and investment accounts, and less short-term liabilities such as credit card debt。

2.支票账户的功能主要是进行日常交易,比如支付水电费、房租等,满足资金流转的需要。所以教材并没有将其归为investable asset

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