问题如下图:
选项:
A.
B.
C.
解释:
这里面的r为什么不是先算出来EAR然后除以4,而是直接用stated annual rate除以4?
NO.PZ2018062016000012 问题如下 viis going to retire in Acompany. The company htwo retirement plans: PlA is a one-time totretirement funof $70,000, PlB is a perpetuity of $900 the enof eaquarter thstateannurate is 5% ancompounquarterly. Whiplshoulvichoose? A.There is no fferen B.Pl C.Pl C is correct. The present value of PlB is $900/(5%/4)=$72,000, whiis larger th$70,000, the present value of PlTherefore, vishoulchoose Pl $900/(5%/4)=$72,000这是个啥公式啊。 那永续年金不就相当于连续复利吗 不用e*r/4 吗
NO.PZ2018062016000012问题如下 viis going to retire in Acompany. The company htwo retirement plans: PlA is a one-time totretirement funof $70,000, PlB is a perpetuity of $900 the enof eaquarter thstateannurate is 5% ancompounquarterly. Whiplshoulvichoose?A.There is no fferenceB.PlAC.PlBC is correct. The present value of PlB is $900/(5%/4)=$72,000, whiis larger th$70,000, the present value of PlTherefore, vishoulchoose PlB.永续年金的r为什么不是ear来计算
NO.PZ2018062016000012 问题如下 viis going to retire in Acompany. The company htwo retirement plans: PlA is a one-time totretirement funof $70,000, PlB is a perpetuity of $900 the enof eaquarter thstateannurate is 5% ancompounquarterly. Whiplshoulvichoose? A.There is no fferen B.Pl C.Pl C is correct. The present value of PlB is $900/(5%/4)=$72,000, whiis larger th$70,000, the present value of PlTherefore, vishoulchoose Pl 既然是按季度计息的,为什么不应该是先把1+EAR=(1+5%/4)的四次方, 算出来EAR=5.0945%然后再除以4是每期利率,再用900除以这个每期利率吗?
NO.PZ2018062016000012问题如下 viis going to retire in Acompany. The company htwo retirement plans: PlA is a one-time totretirement funof $70,000, PlB is a perpetuity of $900 the enof eaquarter thstateannurate is 5% ancompounquarterly. Whiplshoulvichoose?A.There is no fferenceB.PlAC.PlBC is correct. The present value of PlB is $900/(5%/4)=$72,000, whiis larger th$70,000, the present value of PlTherefore, vishoulchoose PlB.永续年金是否不区分先付还是后付,所有的都是PV=A/r吧?
NO.PZ2018062016000012 问题如下 viis going to retire in Acompany. The company htwo retirement plans: PlA is a one-time totretirement funof $70,000, PlB is a perpetuity of $900 the enof eaquarter thstateannurate is 5% ancompounquarterly. Whiplshoulvichoose? A.There is no fferen B.Pl C.Pl C is correct. The present value of PlB is $900/(5%/4)=$72,000, whiis larger th$70,000, the present value of PlTherefore, vishoulchoose Pl 这个公式是永续年金的?咋看出来是永续年金呢?我还用那个计算器算呢 完全不对