名词解析

问题如下：

The CRO reviews the Basel Committee guidelines for the management of ML/FT risks and suggests that the bank should adopt industry best practices for different business functions in each line of defense. Which of the following would be least appropriate for the CRO to recommend addressing ML/FT risks?

选项：

A.

The chief officer in charge of AML/CFT should have the responsibility for ongoing monitoring of the fulfilment of all AML/CFT duties by the bank.

B.

The chief officer in charge of ML/FT risk should be responsible for monitoring and managing these risks within each of the business lines on a daily basis.

C.

The chief AML/CFT officer should be the contact point regarding all AML/CFT issues for internal and external authorities.

D.

The chief AML/CFT officer should have the responsibility for reporting suspicious transactions.

解释：

考点：Essential element of sound ML/FT risk management

解析：Chief AML/CFT officer不应该负责业务线，以防止与业务线发生利益冲突。此外，首席反洗钱/反恐怖融资官是第二道防线的一部分，业务线内这些风险的日常管理应由业务线自己执行。故选项B不正确，当选。

其余选项均为首席反洗钱/反恐怖融资官的职责。