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粉红豹 · 2018年10月07日

问一道题:NO.PZ2018070201000116 [ CFA I ]

问题如下图:

    

选项:

A.

B.

C.

解释:


老师,A项读着感觉怪怪的,不对吧。。。。

C为什么不对呢?

1 个答案
已采纳答案

Shimin_CPA税法主讲、CFA教研 · 2018年10月07日

A选项正确,IPS是用于客户和基金经理的沟通的,并且是基金经理为了达到客户的投资目标而双方协定的。

C翻译一下就知道问题了,C说IPS是指导客户正确的使用投资以及投资的目的,事实上IPS不能指导客户怎么用钱,这两项应当是客户自己决定的,比如说这笔钱用于养老,还是用于日常开支。

remoo · 2020年01月14日

讲课时,应该提到过,IPS本质就是保护基金经理的?

Shimin_CPA税法主讲、CFA教研 · 2020年01月14日

IPS的本质是基金经理给客户做的投资策划书,目的还是要给客户投资理财。由于IPS里面职责,权利义务等分的很清,所以如果投资失误也可以明确是谁的责任,所以从这个角度保护了基金经理。但是这并不是IPS的本质目的。

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