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Avalon · 2024年10月27日

麻烦助教老师帮忙看下这题

NO.PZ2023021601000079

问题如下:

A good risk management framework:

选项:

A.is a top-down process and guidance directing risk management activities.

B.seeks to prioritize avoidance of financial loss over defining policies and processes.

C.is typically a process that addresses a common set of factors within different organizations.

解释:

Good risk management may not prevent losses but provides a framework that addresses common factors, such as risk governance, risk infrastructure, policies and procedures, risk monitoring, and integration, among others. A risk management framework flows logically from the definition of risk management that was previously given: It is the infrastructure, process, and analytics needed to support effective risk management in an organization. This process should fully integrate the “risk” and “return” aspects of the enterprise into decisions in support of best achieving its goals within its tolerance for risk. Risk management is not a “one-size-fits-all” Correct Answer; it is integral to the enterprise’s goals and needs. Despite customization, every risk management framework should address the common factors listed above.A is incorrect. Risk governance is the top-down process and guidance that directs risk management activities to align with and support the overall enterprise.B is incorrect. A good risk management framework prioritizes the definition of policies and procedures over avoidance of financial loss.

b选项是啥意思?错在哪里

1 个答案
已采纳答案

Kiko_品职助教 · 2024年10月28日

嗨,从没放弃的小努力你好:


B选项说 试图将避免财务损失置于定义政策和流程之上。是错误的。一个良好的风险管理框架要优先考虑定义政策和流程,而不是避免财务损失。定义明确的政策和流程对于风险管理至关重要,因为它们为识别、评估、应对风险提供了规范和指导。

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努力的时光都是限量版,加油!

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