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wenxing · 2018年09月30日

问一道题：NO.PZ2017092702000008 [ CFA I ]

  1. CFA I
  2. Quantitative

我是按照常规的现值，年数等等算出是A的答案，解析让我百思不解其解，这个公式也不大理解，为什么不是A的答案问题如下图：

选项：

A.

B.

C.

解释：

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1 个答案

菲菲_品职助教 · 2018年10月01日

同学你好，类似于这种类型的题目，我们不用掌握解析中的公式，只要用计算器求解即可。

对于这道题，因为第一笔payment是在今天产生，所以是先付年金，我们先要转换到BGN模式。

PMT=-300; N=5；I/Y=4; FV=0; CPT PV= 1388.97。

你的问题应该在于没有考虑到先付和后付的问题。下次碰到要注意哦。

wenxing · 2018年10月01日

谢谢老师啊，老师真的解答得好详细，我问题太多了！

菲菲_品职助教 · 2018年10月01日

没事呢，抓住国庆时间好好查漏补缺哈~加油~

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