NO.PZ2023080903000047
问题如下：
A consumer purchases a car using a loan. The borrowed amount is €28,000, and the loan terms require repayment over five years with equal monthly payments. The loan has an annual nominal interest rate of 7.5% with monthly compounding. The nearest monthly payment amount is:
选项：
A.
€553.20
B.
€561.06
C.
€625.00
解释：
PV=28000, N=5*12=60,I/Y=7.5%/12, FV=0
求PV=-561.06
既然是monthly compounding, 折算每月的Y/I是不是应该是（1+7.5%)^(1/12)？
