请问北岩银行因为什么出现问题

问题如下：

Which of the following conclusion iscorrect from the real case of Northern Rock?

选项：

A.

If the bank had been managed a little moreconservatively and had paid more attention to ensuring that it had access tofunding, it might have survived.

B.

Companies should not use forward and futurescontracts, as these contracts would cause cash outflows.

C.

Banks should not rely on selling short-termdebt instruments for its funding.

D.

Ifthe bank’s assets were sufficient to cover its liabilities, it would have survived.

解释：

考点：对Liquidity Funding Risk的理解

答案：A选项表述正确，本题选A

解析：

案例Northern Rock的Conclusion为：how quickly liquidity problems can lead to a bank spiraling downwardIf the bank had been managed a little more conservatively and had paid moreattention to ensuring that it had access to funding, it might have survived.