NO.PZ2023120801000146
问题如下:
Which of the following would most likely increase balloon risk for a
commercial mortgage loan that is maturing?
选项:
A.
High DSCR
B.
Low LTV ratio
C.
Lack of property buyers in market
解释:
Correct Answer: C
A lack of property
buyers in the market will make it challenging for a borrower to sell a property
to generate sufficient funds to pay off the outstanding principal balance. A is
incorrect because a high DSCR would reduce the balloon risk. B is incorrect
because a low LTV ratio would also reduce the balloon risk of a maturing loan.
麻烦老师,dscr是什么意思,这题考点在哪里