开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

匿名网友 · 2024年07月14日

这里我用计算器算的数字是错的

  1. CFA I
  2. Quantitative

NO.PZ2023052407000002

问题如下：

Grey Pebble Real Estate seeks a fully amortizing fixed-rate five-year mortgage loan to finance 75 percent of the purchase price of a residential building that costs NZD5 million. The annual mortgage rate is 4.8 percent. The monthly payment for this mortgage would be closest to:

选项：

A.

NZD70,424.

B.

NZD93,899.

C.

NZD71,781.

解释：

A is correct. The present value of the mortgage is NZD3.75 million

(=0.75×5,000,000), the periodic discount rate is 0.004 (=0.048/12), and the number of periods is 60 (=5×12). Using Equation 8,


Alternatively, the spreadsheet PMT function may be used with the inputs stated earlier.

B is incorrect. NZD93,899 is the result if NZD5 million is incorrectly used as the present value term.

C is incorrect. NZD71,781 is the result if the calculation is made using 4.8 percent as the rate and 5 as the number of periods, then the answer is divided by 12.

我用计算器第三行操作如下

n=60

i/y=0.4%

PV=3.75

FV=0

计算器算出的payment PMT是-00625

请问是哪一个环节带错数了吗？谢谢

添加评论
1 个答案

品职助教_七七 · 2024年07月15日

嗨，从没放弃的小努力你好：


I/Y应为0.4。计算器中不带百分号，百分号是作为单位处理的。

----------------------------------------------
加油吧，让我们一起遇见更好的自己！

  • 1

    回答

  • 0

    关注

  • 222

    浏览
相关问题

NO.PZ2023052407000002 问题如下 Grey Pebble ReEstate seeks a fully amortizing fixerate five-yemortgage loto finan75 percent of the purchase priof a resintibuilng thcosts NZ million. The annumortgage rate is 4.8 percent. The monthly payment for this mortgage woulclosest to: A.NZ0,424. B.NZ3,899. C.NZ1,781. A is correct. The present value of the mortgage is NZ.75 million (=0.75×5,000,000), the perioc scount rate is 0.004 (=0.048/12), anthe number of perio is 60 (=5×12). Using Equation 8,Alternatively, the spreaheet PMT function musewith the inputs stateearlier.B is incorrect. NZ3,899 is the result if NZ million is incorrectly usethe present value term.C is incorrect. NZ1,781 is the result if the calculation is ma using 4.8 percent the rate an5 the number of perio, then the answer is vi12. 用N=5,IY=4.8,PV=3750000,FV=0,算出PMT861372,再除以12，正好等于C ，这样错在哪里

2024-10-02 11:15 1 · 回答

NO.PZ2023052407000002 问题如下 Grey Pebble ReEstate seeks a fully amortizing fixerate five-yemortgage loto finan75 percent of the purchase priof a resintibuilng thcosts NZ million. The annumortgage rate is 4.8 percent. The monthly payment for this mortgage woulclosest to: A.NZ0,424. B.NZ3,899. C.NZ1,781. A is correct. The present value of the mortgage is NZ.75 million (=0.75×5,000,000), the perioc scount rate is 0.004 (=0.048/12), anthe number of perio is 60 (=5×12). Using Equation 8,Alternatively, the spreaheet PMT function musewith the inputs stateearlier.B is incorrect. NZ3,899 is the result if NZ million is incorrectly usethe present value term.C is incorrect. NZ1,781 is the result if the calculation is ma using 4.8 percent the rate an5 the number of perio, then the answer is vi12. 我用计算器 n=60. pv=3.75. fv=0. i/y=4.8 是哪个数据出错了嘛

2024-03-20 15:04 1 · 回答

NO.PZ2023052407000002问题如下 Grey Pebble ReEstate seeks a fully amortizing fixerate five-yemortgage loto finan75 percent of the purchase priof a resintibuilng thcosts NZ million. The annumortgage rate is 4.8 percent. The monthly payment for this mortgage woulclosest to: A.NZ0,424.B.NZ3,899.C.NZ1,781. A is correct. The present value of the mortgage is NZ.75 million (=0.75×5,000,000), the perioc scount rate is 0.004 (=0.048/12), anthe number of perio is 60 (=5×12). Using Equation 8,Alternatively, the spreaheet PMT function musewith the inputs stateearlier.B is incorrect. NZ3,899 is the result if NZ million is incorrectly usethe present value term.C is incorrect. NZ1,781 is the result if the calculation is ma using 4.8 percent the rate an5 the number of perio, then the answer is vi12. 这题为什么不可以pv＝0 fv＝5*0.75，站在放贷者的角度

2024-02-23 14:46 1 · 回答

NO.PZ2023052407000002问题如下 Grey Pebble ReEstate seeks a fully amortizing fixerate five-yemortgage loto finan75 percent of the purchase priof a resintibuilng thcosts NZ million. The annumortgage rate is 4.8 percent. The monthly payment for this mortgage woulclosest to: A.NZ0,424.B.NZ3,899.C.NZ1,781. A is correct. The present value of the mortgage is NZ.75 million (=0.75×5,000,000), the perioc scount rate is 0.004 (=0.048/12), anthe number of perio is 60 (=5×12). Using Equation 8,Alternatively, the spreaheet PMT function musewith the inputs stateearlier.B is incorrect. NZ3,899 is the result if NZ million is incorrectly usethe present value term.C is incorrect. NZ1,781 is the result if the calculation is ma using 4.8 percent the rate an5 the number of perio, then the answer is vi12. 不明白equation 8 是怎么得到的

2023-11-19 02:19 1 · 回答