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NO.PZ2018062016000010 问题如下 Mary ha separate account for her annusavings whiha stateannurate of 3% ancompounng quarterly. the enof eayear, she transfers unequcash flows into this account. Ye1: $500, Ye2: $800, Ye3: $0, Ye4: $300, Ye5: $500. How muwill Mary save for her account the enof ye5? A.$2246.81 B.$2247.65 C.$2281.00 B is correct. 用CF计算是不是先求EAR，然后输入每期现金流，输入I/Y，然后cpt NFV

NO.PZ2018062016000010问题如下 Mary ha separate account for her annusavings whiha stateannurate of 3% ancompounng quarterly. the enof eayear, she transfers unequcash flows into this account. Ye1: $500, Ye2: $800, Ye3: $0, Ye4: $300, Ye5: $500. How muwill Mary save for her account the enof ye5? A.$2246.81B.$2247.65C.$2281.00B is correct.请问这个题的计算流程是什么样的，没有理解。要先算什么再算什么？

NO.PZ2018062016000010问题如下 Mary ha separate account for her annusavings whiha stateannurate of 3% ancompounng quarterly. the enof eayear, she transfers unequcash flows into this account. Ye1: $500, Ye2: $800, Ye3: $0, Ye4: $300, Ye5: $500. How muwill Mary save for her account the enof ye5? A.$2246.81B.$2247.65C.$2281.00B is correct.本题的答案是每一年单独计算 最后加上总额，我想问一下为什么不是第一年算出来的金额 加上第二年又存进去的的钱作为第二年的本金，以此类推到第五年

NO.PZ2018062016000010 问题如下 Mary ha separate account for her annusavings whiha stateannurate of 3% ancompounng quarterly. the enof eayear, she transfers unequcash flows into this account. Ye1: $500, Ye2: $800, Ye3: $0, Ye4: $300, Ye5: $500. How muwill Mary save for her account the enof ye5? A.$2246.81 B.$2247.65 C.$2281.00 B is correct. 这道题可不可以用N,IY,PV,PMT,FV这五个一年一年的算呢

NO.PZ2018062016000010问题如下 Mary ha separate account for her annusavings whiha stateannurate of 3% ancompounng quarterly. the enof eayear, she transfers unequcash flows into this account. Ye1: $500, Ye2: $800, Ye3: $0, Ye4: $300, Ye5: $500. How muwill Mary save for her account the enof ye5? A.$2246.81B.$2247.65C.$2281.00B is correct.EAR=3.034% 可以直接视作NPV键里的I（折现率）嘛？怎么感觉哪里怪怪的？