NO.PZ2021090805000013
问题如下:
Johnson is looking for a wealth management company, his objective was to select a firm whose wealth managers had the following attributes:
1. Proficiency in capital markets, including sector and security expertise
2. Financial planning knowledge, including proficiency in insurance and taxation
3. Portfolio construction ability, including detailed knowledge of asset class risk, return, and correlation
In the process of finding a wealth management company, Johnson is most likely to find the following traits in a private wealth management company:
选项:
A.
Attribute 1
B.
Attribute 2
C.
Attribute 3.
解释:
C is correct. In order to build a client investment portfolio, private wealth managers need to have a comprehensive understanding of the risks and returns of asset classes, the correlations among asset classes, and knowledge of investment tools, managers, products, and implementation strategies.
A is incorrect. In most cases, wealth managers must have a broad understanding of capital markets and asset classes, but they are unlikely to become investment experts.
B is not correct. Wealth managers are usually not experts in professional financial planning fields such as insurance, taxation, and real estate planning. However, wealth managers with work knowledge in these fields can add value to clients and interact more effectively with other professionals who serve them.
C是正确的。为了构建客户投资组合,私人财富经理需要全面了解资产类别的风险和回报、资产类别之间的相关性,以及投资工具、经理、产品和实施策略的知识。
A不正确。在大多数情况下,财富管理者必须对资本市场和资产类别有广泛的了解,但他们不太可能成为投资专家。
B不正确。财富管理者通常不是保险、税务和房地产规划等专业财务规划领域的专家。然而,在这些领域具有工作知识的财富管理者可以为客户增加价值,并更有效地与为客户服务的其他专业人士互动。
看了其他同学的提问和解答,还是不懂, 感觉三个选项都没问题啊,其他两个选项有明显的错误吗?还有这道题干中没说是为退休规划啊,怎么判断出来选C的?