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宇宙球求 · 2024年05月26日

mental accounting bias.

NO.PZ2018110601000036

问题如下:

In the past, Jane has had a tendency to sell winning investments to avoid the risk of giving back gains. She also has had a tendency to retain losing investments even when there is little chance of them recovering in value.

The behavioral bias that Lennon’s past investment experience illustrates is best described as:

选项:

A.

self-control bias.

B.

mental accounting bias.

C.

loss-aversion bias.

解释:

C is correct.

考点:Dealing with Behavioral Biases in Asset Allocation

解析:过早地卖出小幅收益的头寸,过久地持有损失头寸,属于loss-aversion bias。

请问mental accounting的的区别。

1 个答案
已采纳答案

Lucky_品职助教 · 2024年05月27日

嗨,努力学习的PZer你好:


同学你好:


这道题的意思是Jane倾向于落袋为安,避免收益回吐。 the risk of giving back gains 是说价格下跌、纸上的浮盈没有卖出又跌回去的风险。所以她是loss-aversion bias,损失厌恶。


而 mental accounting 心理账户,是基于资金的来源(如工资、奖金、遗产、赌博),或资金的用途(如休闲、必需品)等分类,在心里把钱划分成不同层次的账户,每一层都有一个特定的目标。所以并不符合题干的描述。


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