NO.PZ202304050100010301
问题如下:
(1) Based on Statement 1, the net interest margin for the three banks’ most likely will: (curriculum)
选项:
A.decrease.
remain unchanged.
increase.
解释:
A bank’s net interest margin represents the difference between interest earned on loans and other interest-bearing assets and the level of interest paid on deposits and other interest-bearing liabilities. Banks typically borrow money for shorter terms (retail deposits) and lend to customers for longer periods (mortgages and car loans). If the yield curve unexpectedly inverts, the short-term funding costs will increase and the net interest margin will most likely decrease (not remain unchanged or increase).
老师,这个题目里面出现的curriculum是什么意思呀?