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Carolyne · 2024年04月14日

更好的做法

* 问题详情,请 查看题干

NO.PZ202304050100009602

问题如下:

(2) Using Exhibits 1 and 2, the greatest effect on the improvement in the common equity tier 1 ratio from 2017 to 2018 is best explained by the:

选项:

A.

increase in retained earnings.

B.

increase in risk-weighted assets.

C.

decrease in accumulated other comprehensive income.

解释:

The common equity tier 1 ratio is Common equity tier 1 ÷ Risk weighted assets. The increase in retained earnings, with a growth rate of 9.9%, had the greatest effect on the improvement in the common equity tier 1 ratio as shown in the table below. Although the percentage decrease in the negative amount of accumulated other comprehensive income was larger, at 11.3%, it is on a much smaller base and, therefore, would have had a smaller effect. The risk-weighted assets increased, which would decrease the ratio because it is the denominator.

Change in Components of the Common Equity Tier 1 Ratio (in $ thousands)


是不是应该竖着比较。三个分项除以当年RWA,看两年谁增加的百分比最大

1 个答案

王园圆_品职助教 · 2024年04月15日

同学你好,可以的,有别的同学提过,助教也做了比较了,最后的选择结果和本题是一致的

以下是Excel的计算过程