NO.PZ2023021601000052
问题如下:
Which of the following is most likely associated with an investor's ability to take risk rather than the investor's willingness to take risk? (mock)
选项:
A.The investor has a long investment time horizon.
B.Safety of principal is very important to the investor.
C.The investor believes earning excess returns on stocks is a matter of luck.
解释:
Investment time horizon is an objective factor that measures the investor's ability to take risk.其实是因为在上课的时候我就在想,我愿意选择更长期或者更短期的投资(尤其是没有说明是投什么类型的产品的时候)也是可以印证我承受投资风险的意愿的呀。
选择长期的,很有可能回不来本金,说明我更愿意承担风险。
选择短期的,也有可能是抓住短期机会(比如套利),也说明我更愿意承担风险。
所以我还是不能理解为什么投资期的长短只是反映承担风险的能力,我觉得两者都有的。