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cenwandada · 2024年03月16日

这道题没太懂什么意思

NO.PZ2023091802000001

问题如下:

The investment banking division of a large German bank recently engaged a new client whose business is in direct competition with an existing client of the commercial banking division of the bank. A manager in the commercial banking division is concerned about conflicts of interest that may arise from providing both clients with a high level of customer service. What is of greatest concern to the manager regarding this situation?

选项:

A.

The investment banking division pressuring the banks brokers to buy certain securities for clients

B.

The investment banking division pressuring researchers to generate buy recommendations for the new client

C.

The investment banking division pressuring commercial bankers to confirm material nonpublic information

D.

The investment banking division pressuring commercial bankers to open a banking relationship with the new client

解释:

C is correct. An investment banker could be advising the new clienton an acquisition involving the existing client as either a target or acompeting bidder. Investment bankers might ask commercial bankers to confirmmaterial nonpublic information about the existing client.

A is incorrect. While this is a conflict ofinterest, this is not likely the concern of the commercial banking manager asthis conflict deals with the brokerage division.

B is incorrect. While this is a conflict ofinterest, this is not likely the concern of the commercial banking manager asthis conflict deals with the research department of the brokerage division.

D is incorrect. This is not a conflict ofinterest.

​这道题没太懂什么意思

1 个答案

pzqa39 · 2024年03月16日

嗨,从没放弃的小努力你好:


这道题是在说,一家德国大型银行的投资银行部门最近吸引了一个新客户,这个新客户的业务与该银行商业银行部门的一个现有客户直接竞争。关系如下图:


题目问的是商业银行部门的一位经理对于向这两个客户提供高水平的客户服务可能引起的利益冲突感到担忧,对于这位经理来说,这种情况最令人担忧的是什么。

这道题考察的是混业经营带来的利益冲突,因为A选项提到的要求banks brokers buy certain securities和B选项提到的要求 researchers to generate buy recommendations 都是投行跟投行之间的事情,和商业银行没关系。C选项说投资银行部门向商业银行施压,以确认重要的非公开信息,比如投行部门为了帮助自己的新客户就找商业银行要竞争对手的机密信息,这才是商业银行会担心的问题。D选项说open a banking relationship,只是让商业银行开个户,这是正常业务。

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NO.PZ2023091802000001问题如下 The investment banking vision of a large Germbank recently engagea new client whose business is in recompetition with existing client of the commercibanking vision of the bank. A manager in the commercibanking vision is concerneabout conflicts of interest thmarise from proving both clients with a high level of customer service. Whis of greatest concern to the manager regarng this situation? A.The investment banking vision pressuring the banks brokers to buy certain securities for clientsB.The investment banking vision pressuring researchers to generate buy recommentions for the new clientC.The investment banking vision pressuring commercibankers to confirm materinonpublic informationThe investment banking vision pressuring commercibankers to open a banking relationship with the new client C is correct. investment banker coulaising the new clienton acquisition involving the existing client either a target or acompeting bier. Investment bankers might ask commercibankers to confirmmaterinonpublic information about the existing client.A is incorrect. While this is a confliofinterest, this is not likely the concern of the commercibanking manager asthis conflials with the brokerage vision.B is incorrect. While this is a confliofinterest, this is not likely the concern of the commercibanking manager asthis conflials with the researpartment of the brokerage vision.is incorrect. This is not a confliofinterest. 老师好,B提到的要求 researchers to generate buy recommentions 是啥意思?

2024-08-08 20:56 3 · 回答