B答案是不是一个凑数的迷惑项?

问题如下：

Tom met with his personal wealth manager Johnson. Johnson specializes in providing services for high net worth individuals and families.

They first discuss financial goals. Tom stated that in the intermediate-term, they plan to fund their children's college education, which is expected to cost $300000; would like to purchase a vacation home for no more than $400000; And I hope to retire at the age of 65, with an annual income adjusted for inflation of $150000. Their long-term goal is to donate $250000 to an environmental protection agency, $200000 to Tom's alma mater, and leave a total of at least $3 million in inheritance to his children.

Tom's financial goals are best described as lacking:

选项：

A.

prioritization

B.

stratification

C.

specification

解释：

A is correct. Benetton's goals lack prioritization. These goals indeed prove specification, as they determine the time frame and amounts. Stratification is not a characteristic of the target, but a method used in equity indexing.

B is not correct. Stratification (stratified sampling) is a commonly used method for equity indexing, when portfolio managers want to track indexes with a large number of constituents, or when dealing with relatively low levels of managed assets.

C is incorrect. A time frame and amount were specified for each goal.

A是正确的。贝纳通的目标缺乏优先级。这些目标确实证明了规范，因为它们确定了时间框架和数量。分层不是目标的特征，而是权益指数化中使用的一种方法。

B不正确。分层（分层抽样）是一种经常用于股票指数编制的方法，当投资组合经理想要跟踪具有大量成分的指数时，或者当处理相对较低水平的管理资产时。

C不正确。每个目标都有一个时间框架和数量。