tjksky · 2024年03月01日
NO.PZ2023080903000046
问题如下：
A financial agreement guarantees monthly payments of €1,180 for a duration of five years, beginning with the first payment immediately. Assuming a monthly compounded discount rate of 6.8%, what is the closest approximate present value of this offer?
选项：
A.€60,216.58
€61,217.00
€62,950.00
解释：
ordinary annuity：
PMT=1180; N=5*12-1=59; I/Y=6.8%/12=0.567%;FV=0
PV=-59036.58
PV=59036.58+1180=60216.58
每个月的利率是6.8%为什么还要÷12了
NO.PZ2023080903000046 问题如下 A financiagreement guarantees monthly payments of €1,180 for a ration of five years, beginning with the first payment immeately. Assuming a monthly compounscount rate of 6.8%, whis the closest approximate present value of this offer? A.€60,216.58 €61,217.00 C.€62,950.00 ornary annuityPMT=1180; N=5*12-1=59; I/Y=6.8%/12=0.567%;FV=0PV=-59036.58PV=59036.58+1180=60216.58 financiagreement guarantees 为什么FV是0？
NO.PZ2023080903000046 问题如下 A financiagreement guarantees monthly payments of €1,180 for a ration of five years, beginning with the first payment immeately. Assuming a monthly compounscount rate of 6.8%, whis the closest approximate present value of this offer? A.€60,216.58 €61,217.00 C.€62,950.00 ornary annuityPMT=1180; N=5*12-1=59; I/Y=6.8%/12=0.567%;FV=0PV=-59036.58PV=59036.58+1180=60216.58 这里的n为什么不是5个月*12=60
