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JillTian · 2024年01月27日

bail in

NO.PZ2023041102000058

问题如下:

Kasongo states, "A particular regulatory tool used to mitigate systemic risk in financial markets involves divesting a failing institution's shareholders of their shares and canceling the claims of creditors. This ensures that tax payers do not bear the costs of the failure of the institution."The regulatory tool Kasongo references is best described as a:

选项:

A.bail-in. B.mandate. C.use of price mechanism.

解释:

A is correct because "Bail-in involves shareholders of a failing institution being divested of their shares and creditors of the institution having their claims canceled or reduced to the extent necessary to restore the institution to financial viability. Bail-in policies are intended to ensure that shareholders and creditors of the failed institution, rather than taxpayers, pay the costs of the failure."

Kasongo states, "A particular regulatory tool used to mitigate systemic risk in financial markets involves divesting a failing institution's shareholders of their shares and canceling the claims of creditors. This ensures that tax payers do not bear the costs of the failure of the institution."The regulatory tool Kasongo references is best described as a:

答案是bail in,这个知识点在哪里讲了?

1 个答案

笛子_品职助教 · 2024年01月29日

嗨,努力学习的PZer你好:


答案是bail in,这个知识点在哪里讲了?

bail in是舒困的含义。

regulatory tool有很多类型,原版书并没有一 一举例。

只要符合一定的regulatory tool原则即可。

同学也可以用排除法做。


例如,regulatory tool可以解决一些价格机制无法解决的问题。

regulatory tool用于提供公共产品,用于私人融资项目等。


而bail in舒困,只要符合一定的原则,就是一种监管工具,它可以用于私人融资项目。

但是也要符合一定的原则:例如,不能用纳税人的钱去补偿破产公司的股东与债权人。


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