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Guan · 2023年12月17日

什么意思答案3

NO.PZ2023052301000080

问题如下:

Consider the following potential reasons to explain why covered bonds usually carry lower credit risks and offer lower yields than otherwise similar ABS:

1. Eligibility criteria

2. Dynamic cover pool

3. Redemption regime in event of sponsor default

Which of the following factors accurately explain(s) this result?

选项:

A.

Reason 1 only

B.

Reasons 1 and 2 only

C.

Reasons 1, 2, and 3

解释:

The correct answer is C. All three of the listed reasons explain this comparative result, which has made covered bonds a relatively stable and reliable source of funding over time.

看不懂什么意思。第三个是什么

1 个答案

吴昊_品职助教 · 2023年12月17日

嗨,从没放弃的小努力你好:


3.代表的是当面临违约时的赎回机制。

由于covered bond具有双重追索权、严格的资格标准、动态担保池和违约时的赎回机制等特点,相交于类似的ABS,covered bond的信用风险更低,收益率也更低。三个理由都是对的,所以选C。

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