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程冠林 · 2023年11月27日

KYC指什么?

NO.PZ2018091705000106

问题如下:

During their meeting, Açor and Bañuq discuss charitable pledges that Udhamini has recently received and the likelihood that Njau will meet her charitable pledge.

The day after Açor’s meeting with Bañuq, Açor realizes that her actions in the meeting may have raised an ethical concern.

The ethical concern that Açor most likely raised is:

选项:

A.

KYC.

B.

suitability.

C.

confidentiality.

解释:

C is correct. The confidentiality standard is likely a concern because Açor may have shared confidential private information about Njau and her finances when she discussed Njau’s charitable pledge with her nephew, Bañuq. Standard III(E): Preservation of Confidentiality obliges wealth managers who possess highly personal and sensitive client information to maintain confidentiality. Keeping confidential information private may be challenging for Açor since she manages the portfolios of both family members.

KYC指什么?

1 个答案

王暄_品职助教 · 2023年11月27日

KYC是“Know Your Customer(了解您的客户)”的缩写,是金融业务中常用的术语。KYC是一种金融监管要求,旨在确保金融机构充分了解其客户的身份、财务中持续监测客户信息变化。客户出具各种身份文件如护照、身份证明、地址证明等,金融机构在认真审核核对后方能批准客户办理相应业务。状况、风险承受能力、来源和用途等关键信息,并对这些信息进行验证。这项措施有助于防止洗钱、恐怖融资和其他非法金融活动。KYC要求金融机构在建立业务关系之前对客户进行尽职调查,并在日常交易中持续监测客户信息变化。客户出具各种身份文件如护照、身份证明、地址证明等,金融机构在认真审核核对后方能批准客户办理相应业务。


本题与KYC无关,这题是因为Acor让B同学知道了关于大学捐赠基金的objectives and constraints,这就属于透露了客户信息了