NO.PZ2023052301000097
问题如下:
Which of the following would most likely increase balloon risk for a commercial mortgage loan that is maturing?
选项:
A.High DSCR
Low LTV ratio
Lack of property buyers in market
解释:
The correct answer is C. A lack of property buyers in the market will make it challenging for a borrower to sell a property to generate sufficient funds to pay off the outstanding principal balance. A is incorrect because a high DSCR would reduce the balloon risk. B is incorrect because a low LTV ratio would also reduce the balloon risk of a maturing loan.
a为什么错啊