怎么才能记住这类题

问题如下：

What is the main challenge to achieving comparability across banks and jurisdictions in assessing climate risks?

选项：

A.

Lack of common standards for assessing physical risks

B.

Difficulty in integrating local conditions with group-wide policy

C.

Inconsistency in risk-taking and risk pricing across banks

D.

Deficiencies in IT requirements associated with large climate databases

解释：

The main challenge to achieving comparability across banks and jurisdictions in assessing climate risks is the lack of common standards for assessing physical risks. While some types of climate risk drivers may seem comparable across jurisdictions, determining whether it is riskier to lend in one jurisdiction relative to another involves analysing the events themselves, comparing them, and grading them based on the frequency, intensity, and likelihood of physical risk events in each respective country. To ensure that such a comparison is meaningful, there would be a need for a baseline set of common standards in the methods used to assess the risk drivers and the metrics used to dimension the risk. Therefore, option A is the correct answer. Option B, C, and D are mentioned in the text but are not the main challenge to achieving comparability across banks and jurisdictions in assessing climate risks.