NO.PZ2023052301000008
问题如下：
Which of the following is a benefit to a bank that makes short-term loans and issues asset-backed commercial paper?
选项：
A.The bank receives commercial paper when the ABCP is issued.
Capital costs are reduced by providing undrawn backup liquidity instead of holding the short-term loans to maturity.
C.The bank purchases a liquid, short-term note with interest and principal payments from a short-term loan portfolio to which it would otherwise not have direct access.
解释：
B is correct. The bank will reduce capital costs by providing undrawn backup liquidity instead of holding the short-term loans to maturity. A is incorrect because the bank receives cash when the ABCP is issued, which increases the bank’s return. C is incorrect because investors purchase a liquid, short-term note with interest and principal payments from a short-term loan portfolio to which it would otherwise not have direct access.
能解释下为什么b对，ac错吗，没太看懂
