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🌊Yuri🌊 · 2023年11月05日

NO.PZ2023021601000052

问题如下:

Which of the following is most likely associated with an investor's ability to take risk rather than the investor's willingness to take risk? (mock)

选项:

A.The investor has a long investment time horizon. B.Safety of principal is very important to the investor. C.The investor believes earning excess returns on stocks is a matter of luck.

解释:

Investment time horizon is an objective factor that measures the investor's ability to take risk.

怎么理解呀,投资期越长不是风险承受能力越低吗

2 个答案

Kiko_品职助教 · 2023年11月07日

嗨,从没放弃的小努力你好:


不是这样理解的。这不是更保险。相反代表我短期内可能不太需要这笔钱,所以即使亏损也不会影响到现在的财务状况。所以说明风险承受能力是更高的。而投资期短,代表对资产的流动性要求高,所以投资会有些限制,只能以保本微利为前提,承受不了短期亏损带来的影响,这说明风险承受能力更低。

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加油吧,让我们一起遇见更好的自己!

Kiko_品职助教 · 2023年11月06日

嗨,爱思考的PZer你好:


投资期越长,风险承受能力是越高的。投资期长代表对资产的流动性要求没有那么高,这时候投资的资产即使短期有亏损也不会有什么影响。

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

🌊Yuri🌊 · 2023年11月07日

那即使短期有亏损也不影响就意味着长期也许会赚回来,不是更保险吗?

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