开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

Kokonoi Hajime · 2023年10月11日

B是什么意思

NO.PZ2023040201000020

问题如下:

A collateralized loan obligation specialist is most likely to:

选项:

A.sell its debt at a single interest rate. B.cater to niche borrowers in specific situations. C.rely on diverse risk profiles to complete deals.

解释:

C is correct. A CLO manager will extend several loans to corporations (usually to firms involved in LBOs, corporate acquisitions, or other similar types of transactions), pool these loans, and then divide that pool into various tranches of debt and equity that range in seniority and security. The CLO manager will then sell each tranche to different investors according to their risk profiles; the most senior portion of the CLO will be the least risky, and the most junior portion of the CLO (i.e., equity) will be the riskiest.

A is incorrect because with the different CLO tranches having distinct risks varying with their seniority and security, they will be priced over a range of interest rates. In contrast, unitranche debt combines different tranches of secured and unsecured debt into a single loan with a single, blended interest rate.

B is incorrect because debt extended to niche borrowers in specific situations is more commonly offered through specialty loans. For example, in litigation finance, a specialist funding company provides debt to a client to finance the borrower’s legal fees and expenses in exchange for a portion of any case winnings.

如题

1 个答案

pzqa35 · 2023年10月11日

嗨,从没放弃的小努力你好:


B项是说一种特殊贷款,在我们教材中的例子主要是诉讼的融资,是指在美国当事人需要打官司时,需要给律所支付一笔押金,但是他没有钱的话,就会有专门的金融公司来借钱给他,这些金融公司通过大数据等分析来判断官司获胜的概率,最终来决定贷款的数量和利率。

----------------------------------------------
虽然现在很辛苦,但努力过的感觉真的很好,加油!

  • 1

    回答
  • 0

    关注
  • 238

    浏览
相关问题