请问credit risk和solvency risk区别在哪

嗨，努力学习的PZer你好：

Credit risk The risk of loss caused by a counterparty’s or debtor’s failure to make a promised payment. Also called default risk.信用风险指的是债务方没能按时履行其债务偿还。

Solvency risk The risk that an organization does not survive or succeed because it runs out of cash, even though it might otherwise be solvent.一个组织无法生存或成功的风险，因为它没有现金，即使它可能有偿付能力。这个的意思是说该企业因为账上没有足够的现金头存而无法存活，尽管其可能拥有优质的资产

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