Statement 3 可以详细讲解一下吗

NO.PZ2021090805000012 问题如下 Tom anJerry are husbananwife, both born in the same year. Tom is consiring buying annuity insuranfor them, anhe anhis investment aisor Johnson scuss some of the characteristiof these annuities. Assuming ththeir investment amount in the prois the same, he makes the following statement:Statement 1If both Tom anJerry were to purchase the annuity immeately, they woulboth receive the same annuincome yielStatement 2If Tom were to purchase the annuity in 10 years rather thimmeately, his annuincome yielwoulhigher thtime thnow.Statement 3If Jerry were to a a 10-yeperiocertain option to her annuity, her income yielwoulrecewhen comparewith not having the option, but it woulrecegreater amounts the longer she waits to purchase the annuity.Whiof Johnson's statements about life annuities is the most inaccurate? A.Statement 1 B.Statement 2 C.Statement 3 A is correct. Statement 1 is incorrect. Because Tom anJerry are of the same age, Tom will receive a higher income thJerry, women's average life expectanis longer thmen's, resulting in a longer expectepayment perioB is not correct. Statement 2 is correct. If the same investment were to ma later in life, the expectepayout strewoulshorter antherefore result in a higher income yielC is incorrect. Statement 3 is correct. The aition of a 10-yeperiocertain option to annuity ensures ththe carrier will make payments for least 10 years. The probability of a 50 yeolperson ing within 10 years is mulower ththof elrly person. For example, 85 yeolperson is more likely to e within 10 years tha 50 yeolperson, whimeans ththe cline in income return rate is mugreater compareto choosing no specific perioA是正确的。陈述1不正确。因为Tom和Jerry年龄一样，Jerryn将比Tom获得更低的收入，因为女性的平均预期寿命比男性长，导致预期支付期也更长。B不正确。陈述2是正确的。如果在以后的生活中进行同样的投资，预期的支出流会更短，因此会带来更高的收入收益。C不正确。陈述3是正确的。在年金中增加10年期的特定可确保承运人至少支付10年。一个50岁的人在10年内死亡的概率比一个老年人低得多，例如，一个85岁的人比一个50年的人更有可能在10年之内死亡，这意味着与没有特定时期的选择相比，收入收益率的下降幅度要大得多。 Statement 3 前半句（逗号前）根据老师上课说的 当买年金，PV，FV，IY都是确定的，题目中多10年，就是n变大，对应的PMT就变小，所有income yie变小，所有前半句是对的。这么理解对吗？后半句，后半句的完全没看懂，老师解答一下

NO.PZ2021090805000012 问题如下 Tom anJerry are husbananwife, both born in the same year. Tom is consiring buying annuity insuranfor them, anhe anhis investment aisor Johnson scuss some of the characteristiof these annuities. Assuming ththeir investment amount in the prois the same, he makes the following statement:Statement 1If both Tom anJerry were to purchase the annuity immeately, they woulboth receive the same annuincome yielStatement 2If Tom were to purchase the annuity in 10 years rather thimmeately, his annuincome yielwoulhigher thtime thnow.Statement 3If Jerry were to a a 10-yeperiocertain option to her annuity, her income yielwoulrecewhen comparewith not having the option, but it woulrecegreater amounts the longer she waits to purchase the annuity.Whiof Johnson's statements about life annuities is the most inaccurate? A.Statement 1 B.Statement 2 C.Statement 3 A is correct. Statement 1 is incorrect. Because Tom anJerry are of the same age, Tom will receive a higher income thJerry, women's average life expectanis longer thmen's, resulting in a longer expectepayment perioB is not correct. Statement 2 is correct. If the same investment were to ma later in life, the expectepayout strewoulshorter antherefore result in a higher income yielC is incorrect. Statement 3 is correct. The aition of a 10-yeperiocertain option to annuity ensures ththe carrier will make payments for least 10 years. The probability of a 50 yeolperson ing within 10 years is mulower ththof elrly person. For example, 85 yeolperson is more likely to e within 10 years tha 50 yeolperson, whimeans ththe cline in income return rate is mugreater compareto choosing no specific perioA是正确的。陈述1不正确。因为Tom和Jerry年龄一样，Jerryn将比Tom获得更低的收入，因为女性的平均预期寿命比男性长，导致预期支付期也更长。B不正确。陈述2是正确的。如果在以后的生活中进行同样的投资，预期的支出流会更短，因此会带来更高的收入收益。C不正确。陈述3是正确的。在年金中增加10年期的特定可确保承运人至少支付10年。一个50岁的人在10年内死亡的概率比一个老年人低得多，例如，一个85岁的人比一个50年的人更有可能在10年之内死亡，这意味着与没有特定时期的选择相比，收入收益率的下降幅度要大得多。 这题哪里写了女性的平均寿命更长了啊？好牵强的题目

NO.PZ2021090805000012 问题如下 Tom anJerry are husbananwife, both born in the same year. Tom is consiring buying annuity insuranfor them, anhe anhis investment aisor Johnson scuss some of the characteristiof these annuities. Assuming ththeir investment amount in the prois the same, he makes the following statement:Statement 1If both Tom anJerry were to purchase the annuity immeately, they woulboth receive the same annuincome yielStatement 2If Tom were to purchase the annuity in 10 years rather thimmeately, his annuincome yielwoulhigher thtime thnow.Statement 3If Jerry were to a a 10-yeperiocertain option to her annuity, her income yielwoulrecewhen comparewith not having the option, but it woulrecegreater amounts the longer she waits to purchase the annuity.Whiof Johnson's statements about life annuities is the most inaccurate? A.Statement 1 B.Statement 2 C.Statement 3 A is correct. Statement 1 is incorrect. Because Tom anJerry are of the same age, Tom will receive a higher income thJerry, women's average life expectanis longer thmen's, resulting in a longer expectepayment perioB is not correct. Statement 2 is correct. If the same investment were to ma later in life, the expectepayout strewoulshorter antherefore result in a higher income yielC is incorrect. Statement 3 is correct. The aition of a 10-yeperiocertain option to annuity ensures ththe carrier will make payments for least 10 years. The probability of a 50 yeolperson ing within 10 years is mulower ththof elrly person. For example, 85 yeolperson is more likely to e within 10 years tha 50 yeolperson, whimeans ththe cline in income return rate is mugreater compareto choosing no specific perioA是正确的。陈述1不正确。因为Tom和Jerry年龄一样，Jerryn将比Tom获得更低的收入，因为女性的平均预期寿命比男性长，因此预期支付期也更长。B不正确。陈述2是正确的。如果在以后的生活中进行同样的投资，预期的支出流会更短，因此会带来更高的收入收益。C不正确。陈述3是正确的。在年金中增加10年期的特定可确保承运人至少支付10年。一个50岁的人在10年内死亡的概率比一个老年人低得多，例如，一个85岁的人比一个50年的人更有可能在10年之内死亡，这意味着与没有特定时期的选择相比，收入收益率的下降幅度要大得多。 老师好，statement3的后半句话意思不是说她等待的时间越长么？等待的时间越长也就意味着ferre间越长，剩余支付N的时间越短吧，那么income yiel该更高而不是rece？statement1那个说法，说女性的生命比男性要长，是题干里的已知条件么？因为这道题看起来只给出了一小部分的题干。如果题干里没给，这个“女性的生命比男性要长”是一个默认的已知条件么？

NO.PZ2021090805000012 问题如下 Tom anJerry are husbananwife, both born in the same year. Tom is consiring buying annuity insuranfor them, anhe anhis investment aisor Johnson scuss some of the characteristiof these annuities. Assuming ththeir investment amount in the prois the same, he makes the following statement:Statement 1If both Tom anJerry were to purchase the annuity immeately, they woulboth receive the same annuincome yielStatement 2If Tom were to purchase the annuity in 10 years rather thimmeately, his annuincome yielwoulhigher thtime thnow.Statement 3If Jerry were to a a 10-yeperiocertain option to her annuity, her income yielwoulrecewhen comparewith not having the option, but it woulrecegreater amounts the longer she waits to purchase the annuity.Whiof Johnson's statements about life annuities is the most inaccurate? A.Statement 1 B.Statement 2 C.Statement 3 A is correct. Statement 1 is incorrect. Because Tom anJerry are of the same age, Tom will receive a higher income thJerry, women's average life expectanis longer thmen's, resulting in a longer expectepayment perioB is not correct. Statement 2 is correct. If the same investment were to ma later in life, the expectepayout strewoulshorter antherefore result in a higher income yielC is incorrect. Statement 3 is correct. The aition of a 10-yeperiocertain option to annuity ensures ththe carrier will make payments for least 10 years. The probability of a 50 yeolperson ing within 10 years is mulower ththof elrly person. For example, 85 yeolperson is more likely to e within 10 years tha 50 yeolperson, whimeans ththe cline in income return rate is mugreater compareto choosing no specific perioA是正确的。陈述1不正确。因为Tom和Jerry年龄一样，Jerryn将比Tom获得更低的收入，因为女性的平均预期寿命比男性长，因此预期支付期也更长。B不正确。陈述2是正确的。如果在以后的生活中进行同样的投资，预期的支出流会更短，因此会带来更高的收入收益。C不正确。陈述3是正确的。在年金中增加10年期的特定可确保承运人至少支付10年。一个50岁的人在10年内死亡的概率比一个老年人低得多，例如，一个85岁的人比一个50年的人更有可能在10年之内死亡，这意味着与没有特定时期的选择相比，收入收益率的下降幅度要大得多。 不是越晚买，income yiel高么。我看了解析才明白出题人的意思。