NO.PZ2020042003000109
问题如下:
The following statements are about the
methods of pricing deposits. Which of the following statement is NOT correct?
选项:
A.
Pricing deposit-related services at cost plus profit margin: this method matches prices and costs more closely and eliminate many formerly free services.
B.
Conditional Pricing: in this
method customer pays a price conditional on his uses of deposit account.
C.
For the marginal cost to set interest rates on deposit: marginal cost = change in total cost = new interest rate × New funds raised at new rate - Old interest rate × Total funds raised at old rate
D.
Relationship
Pricing: in this method, pricing deposits according to the number of services
the customer uses.
解释:
考点:对Managing and Pricing Deposit Services的理解
答案:C
解析:
C选择错误。再求Marginal
cost时,正确的公式应为:
Marginal cost = change in total cost = new
interest rate × Total funds raised at new rate - Old
interest rate × Total funds raised at old rate
边际成本变化计算中,新利率总融资难到还包括以前旧利率的融资吗?新融资不就是总的新融资吗?讲义477页例题,50万新融资包括25万旧的吗?谢谢