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上小学 · 2023年08月29日

不太理解C为何错误?

NO.PZ2020042003000109

问题如下:

The following statements are about the methods of pricing deposits. Which of the following statement is NOT correct?

选项:

A.

Pricing deposit-related services at cost plus profit margin: this method matches prices and costs more closely and eliminate many formerly free services.

B.

Conditional Pricing: in this method customer pays a price conditional on his uses of deposit account.

C.

For the marginal cost to set interest rates on deposit: marginal cost = change in total cost = new interest rate × New funds raised at new rate - Old interest rate × Total funds raised at old rate

D.

Relationship Pricing: in this method, pricing deposits according to the number of services the customer uses.

解释:

考点:对Managing and Pricing Deposit Services的理解

答案:C

解析:

C选择错误。再求Marginal cost时,正确的公式应为:

Marginal cost = change in total cost = new interest rate × Total funds raised at new rate - Old interest rate × Total funds raised at old rate

边际成本变化计算中,新利率总融资难到还包括以前旧利率的融资吗?新融资不就是总的新融资吗?讲义477页例题,50万新融资包括25万旧的吗?谢谢

1 个答案

品职答疑小助手雍 · 2023年08月29日

同学你好,讲义里例题的第一列是总的存款金额,也就是50万指的是总的融资金额。

这个marginal cost的意思就是边际的概念,用的是新的总数减去旧的总数,注意公式里面的Total