这个题目的几个选项不是很明白，C也还是不太懂

问题如下：

Which of Boylan’s initial comments about life insurance is most accurate?

选项：

Comment 2

Comment 1

Comment 3

解释：

Comment 3 is correct. The most relevant considerations in pricing life insurance are mortality expectations, the discount rate and loading. The discount rate represents an assumption about the insurer’s return on its investment portfolio and itis used to discount future expected outflows, i.e., death benefits: as the discount rate decreases, the present value of those expected future cash flows increase making insurance costlier, i.e., higher premiums.