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台风来了 · 2023年08月22日

什么是mandate 呢?

NO.PZ2023041102000058

问题如下:

Kasongo states, "A particular regulatory tool used to mitigate systemic risk in financial markets involves divesting a failing institution's shareholders of their shares and canceling the claims of creditors. This ensures that tax payers do not bear the costs of the failure of the institution."The regulatory tool Kasongo references is best described as a:

选项:

A.bail-in. B.mandate. C.use of price mechanism.

解释:

A is correct because "Bail-in involves shareholders of a failing institution being divested of their shares and creditors of the institution having their claims canceled or reduced to the extent necessary to restore the institution to financial viability. Bail-in policies are intended to ensure that shareholders and creditors of the failed institution, rather than taxpayers, pay the costs of the failure."

什么是mandate 呢? 谢谢!

1 个答案

笛子_品职助教 · 2023年08月23日

嗨,从没放弃的小努力你好:


mandate是要求必须做到一些事情的意思。

例如银行,监管会要求,必须满足一定的资本充足率。


结合本题:

Kasongo表示,“用于缓解金融市场系统性风险的一种特殊监管工具包括剥离破产机构股东的股份并取消债权人的债权。这确保了纳税人不会承担该机构破产的成本。”


这里并没有涉及到,规定必须做到什么事情,因此不选mandate.

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