主观题这么答OK么？

嗨，从没放弃的小努力你好：

第一题

1. can mitigate the shortcoming of the mean-variance analysis—highly sensitive to the input.

2.can get more diversified asset allocation

可以的。

 第二题

1,ALM approach aims to match the liability to asset. A pension plan has legal liability and has to pay after the retirement of employees and has below-average risk tolerance. So using ALM approach can reduce the shortfall risk of the pension plan.

以上这么答可以么

没有问题，还可以简短一点。

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