NO.PZ2023021601000079
问题如下：
A good risk management framework:
选项：
A.is a top-down process and guidance directing risk management activities. B.seeks to prioritize avoidance of financial loss over defining policies and processes. C.is typically a process that addresses a common set of factors within different organizations.解释：
Good risk management may not prevent losses but provides a framework that addresses common factors, such as risk governance, risk infrastructure, policies and procedures, risk monitoring, and integration, among others. A risk management framework flows logically from the definition of risk management that was previously given: It is the infrastructure, process, and analytics needed to support effective risk management in an organization. This process should fully integrate the “risk” and “return” aspects of the enterprise into decisions in support of best achieving its goals within its tolerance for risk. Risk management is not a “one-size-fits-all” Correct Answer; it is integral to the enterprise’s goals and needs. Despite customization, every risk management framework should address the common factors listed above.A is incorrect. Risk governance is the top-down process and guidance that directs risk management activities to align with and support the overall enterprise.B is incorrect. A good risk management framework prioritizes the definition of policies and procedures over avoidance of financial loss.风险管理的终极目标不应该是减少风险or损失吗？
