NO.PZ2020042003000112
问题如下：
A commercial bank has new loan requests of $210 million; it wishes to purchase $95M in new Treasury securities being issued this week and expects drawings on credit lines from its best corporate customers of $115M. Deposits and other customer funds received today total $210 million, and those expected in the coming week will bring in another $150M. According to the information above, what is the available funds gap?
选项：
A.60
70
80
90
解释：
考点：对Managing Non-deposit Liabilities的理解
答案：A
解析：
Available funds Gap (AFG) = Current and
projected loans and investments the lending institution desires to make - Current
and expected deposit inflows and other available funds
AFG = 210+95+115 – (210+150) = 60
老师这个fund gap是要用 liquidity source-liquidity use吧？那应该是-60吧？
还有个问题是credit lines ，就是这个信贷额度credit lines from 就是客户问银行提取的，什么时候表达的是银行向其他银行提取信贷额度？判断标准是看from后面跟的是other bank还是customer吗？
