开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

410140980 · 2023年08月03日

conditional deposite price method

NO.PZ2020042003000110

问题如下:

The following statements are about the methods of pricing deposits. Which of the following statement is NOT correct?

选项:

A.

In the conditional pricing method, clients pay a low fee or no fee if the deposit balance remains above some minimum level but a higher fee if the average balance falls below that minimum.

B.

Customers who purchase two or more services may be granted lower deposit fees compared to the fees charged customers having only a limited relationship to the offering institution.

C.

One of the advantages of conditional pricing method is that the customer, not the offering institution, chooses which deposit plan is preferable.

D.

In the marginal cost method, if interest rates are declining, the marginal cost must stay above the historical average cost.

解释:

考点:对Managing and Pricing Deposit Services的理解

答案:D

解析:

选项D错误,当利率降低时,Marginal costHistorical average cost之下。

老师这里C选项条件定价的方法下,为什么是对客户的好处啊?我感觉对存款机构也有好处啊,可以留下一部分忠实客户

1 个答案

pzqa27 · 2023年08月04日

嗨,爱思考的PZer你好:


C选项说的是:One of the advantages of conditional pricing method is that the customer, not the offering institution, chooses which deposit plan is preferable. 即有条件定价法的优点之一是,由客户而不是发售机构来选择哪种存款计划更可取。

这肯定是客户选择存款的方式,总不能是银行强制要求客户选某一种方式存款吧

----------------------------------------------
就算太阳没有迎着我们而来,我们正在朝着它而去,加油!