NO.PZ2023030901000003
问题如下：
What is a limitation of aggregate risk
classification approaches?
选项：
A.They are too granular and specific, making it
difficult to differentiate among counterparties.
They do not take into account hedging
strategies employed by counterparties.
They assume that counterparties belonging to the
same geographic areas or the same sector display the same risk characteristics.
They are based on a clearly established
empirical link between climate-related information and financial risk
parameters.
解释：
Aggregate risk classification approaches face
limitations because they assume that counterparties belonging to the same
geographic areas or the same sector display the same risk characteristics. In
practice, individual counterparties may have different transition and adaptation
capabilities, which may not be reflected in an aggregate risk classification
approach. Therefore, this approach may not be specific enough to differentiate
among counterparties. Option A is incorrect because it is the opposite of what
is stated in the text. Option B is not mentioned in the text as a limitation of
aggregate risk classification approaches. Option D is also not mentioned in the
text; in fact, the text states that there is a lack of a clearly established
empirical link between climate-related information and financial risk
parameters.
老师这种分析方法是指的top down approach吗
