NO.PZ2022120702000062
问题如下：
The physical impacts of climate change are most likely to be identified as a key ESG driver for which form of institutional investor?选项：
A.An actively managed mutual fund.
B.A life insurance company.
C.A pension fund.
D.A property and general insurance company.
解释：
受Physical risk带来的负面影响最大的是财险公司，财险公司的赔付与极端天气有很大关联，因此这一类机构投资者要将相关的气候风险纳为关键的ESG指标。B是life insurance ，应该包含D的财险吧，physical risk增加，出现重大灾害，寿险也应该赔付很多啊
