NO.PZ201805280100000305
问题如下:
Young decides to accept the retirement offer. Having very low liquidity needs, she wants to save part of the retirement payout for unforeseen costs that might occur more than a decade in the future. The broker’s view on long term stock market prospects is positive and recommends additional equity investment.
Determine which of Young’s accounts (education, retirement, reallocated money market, or unexpected needs) is best suited for implementing the broker’s recommendation.
选项:
解释:
通过流动性我们可以排除education和Unexpected needs这两个账户,因为他们要求的流动性较高,所以长期持有股票不合适。
以上助教的解释没有看懂。 unexpected need不考虑是明白的。
但是主人公由于儿时经历,对retirement的安全度要求非常高,所以应该少配置equity啊。
另外两个孩子7岁和10岁,上大学还早,所以时间期限比较长,可以投资equity,为什么不选呢