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joyable · 2023年05月20日

ultimate fiduciary responsibility 与fiduciary duty有啥区别？

  1. ESG
  2. The ESG market

NO.PZ2022120701000013

问题如下：

Which of the following parties holds the ultimate fiduciary responsibility in a pension fund? The pension fund:

选项：

A.trustees

B.auditors

C.executives

解释：

The pension fund trustees hold the ultimate fiduciary responsibility They act separately from the employer and hold the assets in the trust for the beneficiaries of the scheme

1.An asset manager assume a fiduciary duty to the pension fund’s members. 2.Trustees hold the ultimate fiduciary responsibility. 这两句话都是对的，请问这两句话有矛盾吗？

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1 个答案

王岑 · 2023年05月22日

嗨，努力学习的PZer你好：


这两句话都是正确的，asset manager负责日常管理养老金的资产，因此有受托责任（fiduciary duty），但是trustee可以理解成养老金的“管理委员会”，负责监督养老金计划的运作，包括聘请和监督资产管理人员、决定投资策略、定期审核计划等，trustee要确保计划所做的一切决策都符合受益人的利益，因此有ultimate fiduciary responsibility。

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虽然现在很辛苦，但努力过的感觉真的很好，加油！

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