NO.PZ2018091706000037
问题如下:
Basel 1988 was an effort to make sophisticated risk management requirements for banks that relied on more modern financial theory. The above process could best be described as:
选项:
A.Regulatory capture theory.
B.Regulatory Arbitrage.
C.Regulatory competition.
解释:
B is correct.
考点:regulatory interdependence,要求学员们了解三种影响机制
解析:Regulatory capture theory,捕获理论,监管者受到被监管者较大的影响,原因是监管者来自于被监管行业,而且在行业中较为资深。
Regulatory Arbitrage,监管套利,利用同一规定不同国家,或者同样的业务不同的国家的不同规则,钻政策空子,所以全球合作(cooperation at a global level)势必在行,不给投机者钻空子的机会典型的例子就是巴塞尔协议,欧美为了遏制日本银行业的疯狂扩张,出台巴赛尔协议作硬性监管。
Regulatory competition, 监管者竞争, 比如为了吸引外地或者外国投资建厂,放宽政策监管。
这道题看不出来,是在追逐更有利的监管环境?