开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

Jensen · 2023年05月11日

选项2怎么理解？

  1. CFA III
  2. Behavioral Finance

NO.PZ2018091702000043

问题如下：

Perez made three statements about traditional risk tolerance questionnaire.

Statement 1: Risk tolerance questionnaires may work better as a diagnostic tool for institutional investors.

Statement 2: Risk tolerance questionnaires may fail emotionally biased individuals.

Statement 3: Risk tolerance questionnaires is most likely to be effective as a diagnostic tool for cognitive-based individuals.

How many statements are correct?

选项：

A.

1

B.

2

C.

3

解释：

All three statements are correct.

Risk tolerance questionnaires may fail for emotionally biased individuals and work best for institutional investors, and they are generally effective for cognitive-based individuals.

选项2怎么理解，fail这这里指什么

添加评论
1 个答案

王琛_品职助教 · 2023年05月12日

嗨，从没放弃的小努力你好：


1

选项 B 说：风险容忍度调查表，对于 emotionally biased 投资者，可能不适用

说法是正确的，因为对于风险的感知和分析，emotionally biased 投资者倾向感觉，而 cognitive-based 投资者倾向于理性分析

鉴于风险容忍度调查表的目的，是为了分析得出投资者对风险的承受能力，所以对 cognitive-based 投资者更适合，测出来的结果更准

2

比如咱们的银行、证券、基金账户等，都需要我们填写风险承受能力调查问卷

其中一定有个问题，是问我们，如果为了获取一定的收益，所能承受的最大回撤是多少

但是对于 emotionally biased 投资者，对于数据的理解可能存在差异，填表时可能认为自己能接受 -30%

但实际持仓时，可能连浮亏 -10% 都觉得天已经塌下来了，受不了了，所以得出的风险容忍度结果可能不准，所以可能会不适用 may fail 

----------------------------------------------
加油吧，让我们一起遇见更好的自己！

  • 1

    回答

  • 0

    关注

  • 317

    浏览
相关问题

NO.PZ2018091702000043问题如下 Perez ma three statements about trationrisk toleranquestionnaire.Statement 1: Risk toleranquestionnaires mwork better a agnostic tool for institutioninvestors.Statement 2: Risk toleranquestionnaires mfail emotionally biaseinvials.Statement 3: Risk toleranquestionnaires is most likely to effective a agnostic tool for cognitive-baseinvials.How many statements are correct? A.1B.2C.3 All three statements are correct.Risk toleranquestionnaires mfail for emotionally biaseinvials anwork best for institutioninvestors, anthey are generally effective for cognitive-baseinvials. 对于第三个陈述有疑问。most likely to effective……意思是问卷对犯cognitive errors的个人最有效？我知道有效，但不应该是对机构最有效么？

2023-03-23 21:41 1 · 回答

NO.PZ2018091702000043 问题如下 Perez ma three statements about trationrisk toleranquestionnaire.Statement 1: Risk toleranquestionnaires mwork better a agnostic tool for institutioninvestors.Statement 2: Risk toleranquestionnaires mfail emotionally biaseinvials.Statement 3: Risk toleranquestionnaires is most likely to effective a agnostic tool for cognitive-baseinvials.How many statements are correct? A.1 B.2 C.3 All three statements are correct.Risk toleranquestionnaires mfail for emotionally biaseinvials anwork best for institutioninvestors, anthey are generally effective for cognitive-baseinvials. 如图，课件并没有说questionnair 会对cognitive invial最有可能有效，从课件的理解来看，it most likely works for institutioninvestors

2022-08-17 16:52 2 · 回答