NO.PZ2015120604000170
问题如下:
A.J. plans to pay his child's tuition fee for four years starting 15 years from now. He estimates the fees is $22,000 per year. If the saving account interest rate is 5.5% annually, and how much payment A.J. should make at the end of each year from now?
选项:
A.$3,441.23
B.$3,800.07
C.$4,009.08
解释:
B is correct.
Step 1: N = 4, FV = 0, I/Y = 5.5, PMT = 22,000, CPT PV = -77,113.30
Step 2: PV =0, N = 14, I/Y = 5.5, FV = 77,113.30, CPT PMT =-$3,800.07
除非北美那边学费是年末付的。 这个显然不符合常理吧。
是不是算4年学费现值应该选年初支付呢。因为这个是有差异的呀。