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灯灯 · 2023年03月14日

怎么判断是后付年金吖，读题木有读出来

  1. CFA I
  2. Quantitative

NO.PZ2018062016000017

问题如下：

Bella set a new account for her worldwide-traveling plan. She plans to fund about $100,000 in five years and deposit cash in this account every month. Assume the stated annual rate is 3% and compounded monthly, the amount that Bella has to put into the account each month is:

选项：

A.

$1,547

B.

$1,570

C.

$1,670

解释：

A is correct. Input the following data in the calculator at END mode: N=5*12=60, I/Y=3/12, FV=100,000, PV=0, then PMT=-1,547. Therefore, the monthly deposit for Bella is $1547.

怎么判断是后付年金吖，读题木有读出来

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1 个答案

星星_品职助教 · 2023年03月14日

同学你好，

如果题干没有先付年金的提示，统一都按照后付年金来处理。

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