为什么答案说只有AA一种类别？ 客户也有strong-willed and independent thinker的特质，这个不是II的traits么？

NO.PZ2022052301000001 问题如下 Owen’s next meeting is with George Bailey, entrepreneur anself-ma millionaire. Owen anYang talk prior to the meeting anhe makes the following observations: Bailey is inpennt, strong wille quito make cisions, anextremely confint. Historically his portfolio hha high turnover rate anhe htento chase higher risk investments. He is also very “han on.” Bailey’s youngest chilis expecteto graate from university in the next couple of years anhe hbecome increasingly more emotionabout his investments. Yang questions if Owen hever consirea behaviorally mofieportfolio for Bailey, even though he monstrates some of the shortcoming of classifying investors into personality types.Baseon Owen’s observations, whiof the following woulleast likely limit the applicability of behaviormols to Bailey? A.splaying characteristiof multiple investor types. B.Both cognitive anemotionbiases. C.Behaviorchanges he ages. Bailey is not exhibiting characteristiof multiple investor types. He is only exhibiting the investor characteristiassociatewith Active Accumulator (Athinclu both cognitive anemotionbiases. His in also exhibiting behaviorchanges he is aging he hbecome more emotionabout his investment portfolio. 随着年龄变化会变得更加emotion这个点我理解，不理解的是文中说现在已经变得emotional了，也已经归类为AA了，那之后年龄接着变大，客户分类仍然是AA，为什么还会影响客户分类呢

NO.PZ2022052301000001 问题如下 Owen’s next meeting is with George Bailey, entrepreneur anself-ma millionaire. Owen anYang talk prior to the meeting anhe makes the following observations: Bailey is inpennt, strong wille quito make cisions, anextremely confint. Historically his portfolio hha high turnover rate anhe htento chase higher risk investments. He is also very “han on.” Bailey’s youngest chilis expecteto graate from university in the next couple of years anhe hbecome increasingly more emotionabout his investments. Yang questions if Owen hever consirea behaviorally mofieportfolio for Bailey, even though he monstrates some of the shortcoming of classifying investors into personality types.Baseon Owen’s observations, whiof the following woulleast likely limit the applicability of behaviormols to Bailey? A.splaying characteristiof multiple investor types. B.Both cognitive anemotionbiases. C.Behaviorchanges he ages. Bailey is not exhibiting characteristiof multiple investor types. He is only exhibiting the investor characteristiassociatewith Active Accumulator (Athinclu both cognitive anemotionbiases. His in also exhibiting behaviorchanges he is aging he hbecome more emotionabout his investment portfolio. 如题。如果行为发生变化，investor type不会变吗？如果变了的话，不也会影响到mol的使用？

NO.PZ2022052301000001问题如下 Owen’s next meeting is with George Bailey, entrepreneur anself-ma millionaire. Owen anYang talk prior to the meeting anhe makes the following observations: Bailey is inpennt, strong wille quito make cisions, anextremely confint. Historically his portfolio hha high turnover rate anhe htento chase higher risk investments. He is also very “han on.” Bailey’s youngest chilis expecteto graate from university in the next couple of years anhe hbecome increasingly more emotionabout his investments. Yang questions if Owen hever consirea behaviorally mofieportfolio for Bailey, even though he monstrates some of the shortcoming of classifying investors into personality types.Baseon Owen’s observations, whiof the following woulleast likely limit the applicability of behaviormols to Bailey? A.splaying characteristiof multiple investor types.B.Both cognitive anemotionbiases.C.Behaviorchanges he ages. Bailey is not exhibiting characteristiof multiple investor types. He is only exhibiting the investor characteristiassociatewith Active Accumulator (Athinclu both cognitive anemotionbiases. His in also exhibiting behaviorchanges he is aging he hbecome more emotionabout his investment portfolio. 答案里说客户是AA型，展现了cognitive error和emotionbias，请问客户展现出的cognitive error具体是什么