NO.PZ2017092702000010
问题如下:
A saver deposits the following amounts in an account paying a stated annual rate of 4%, compounded semiannually:
At the end of Year 4, the value of the account is closest to:
选项:
A.
$30,432
B.
$30,447
C.
$31,677
解释:
B is correct.
To solve for the future value of unequal cash flows, compute the future value of each payment as of Year 4 at the semiannual rate of 2%, and then sum the individual future values, as follows:
根据上表所示,首先计算每笔存款的FV,但是需使用semiannual rate 2%,然后将FV相加求和。
我的想法:每一年分开算,如第一年,N=2,I/Y=2%,pv=题目中的,然后能算出来FV 第二年,N和I/Y不变,PV=第一年算出来的值,PMT=题目给的第二年的投资,算FV 第三年,N和I/Y不变,PV=第二年算出来的值,PMT=题目给的第三年的投资,算Fv 这个FV就是答案。 请问老师我这个思路有什么问题吗?