NO.PZ2017092702000010
问题如下:
A saver deposits the following amounts in an account paying a stated annual rate of 4%, compounded semiannually:
At the end of Year 4, the value of the account is closest to:
选项:
A.$30,432
B.$30,447
C.$31,677
解释:
B is correct.
To solve for the future value of unequal cash flows, compute the future value of each payment as of Year 4 at the semiannual rate of 2%, and then sum the individual future values, as follows:
根据上表所示,首先计算每笔存款的FV,但是需使用semiannual rate 2%,然后将FV相加求和。
请问可以用现金流的方式在计算器上计算吗?还有公式计算为什么第一年的次方是2*3?每年的复利次数为什么是递减呢?谢谢!