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lion · 2023年02月10日

问题A

NO.PZ2020011901000040

问题如下:

In Solvency II, which of the following is true?

选项:

A.

If capital falls below the solvency capital requirement, an insurance company is not allowed to take on further business.

B.

If capital falls below the solvency capital requirement, an insurance company’s policies may be transferred to another insurance company.

C.

Insurance companies are only required to formulate a solvency capital plan if capital falls below the minimum capital requirement.

D.

None of the above

解释:

D. If capital falls below the solvency capital requirement, a plan to bring it back up must be formulated. If it falls below the minimum capital requirement, the insurance company may not be allowed to take on more business and its policies may be transferred.

A选项为什么错。。。。。

1 个答案

李坏_品职助教 · 2023年02月10日

嗨,从没放弃的小努力你好:


如果只是低于solvency capital requirement,那并没有禁止从事业务,只是要有一个补充资本金的plan。

如果是低于minimum capital requirement,那才是禁止从业了。


A说的是 falls below the solvency capital requirement,并不需要not allowed to take business.

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