NO.PZ202109080500000403
问题如下:
The goals of the two questions in Exhibit 2 are most likely designed to address, respectively, the investor’s:
选项:
A.risk perception and risk capacity.
B.risk perception and risk aversion.
C.risk tolerance and risk perception.
解释:
SolutionB is correct. The first question best addresses the investor’s risk perception, which is a subjective assessment of the risk involved in an investment decision. The second question addresses risk aversion—how the individual behaves when faced with negative outcomes.
A is incorrect. The first question addresses the investor’s risk perception, but the second addresses risk aversion, not risk capacity. Risk capacity is the investor’s ability to accept financial risk. It is determined by the client’s net worth, income, investment time horizon, liquidity needs, and so on.
C is incorrect. The first question addresses the investor’s risk perception, not risk tolerance. Risk tolerance refers to the level of risk that an individual is willing and able to bear; its inverse is risk aversion. The second question addresses risk aversion (or risk tolerance), not risk perception.
risk aversion 和 risk tolerance是反义词?这俩怎么区分啊